Can your benefits help pay for JointPrep?
Sometimes, yes. Some health plans and spending accounts can be used toward a structured exercise or surgery-preparation program when a clinician documents that it supports care you’re already receiving. It depends entirely on your plan — here’s how to find out.
Three routes worth checking
- HSA / FSA funds. General fitness purchases usually don’t qualify on their own — but with a Letter of Medical Necessity completed by your surgeon, physical therapist, or other licensed clinician, some administrators approve program costs connected to a diagnosed condition or a scheduled procedure. Ask your HSA/FSA administrator whether they accept an LMN for a structured surgery-preparation program, and what documentation they want.
- Medicare Advantage fitness benefits. Many Medicare Advantage plans include a fitness or wellness allowance. Whether it can apply to an online program varies by plan — the phone number on the back of your card is the fastest answer.
- Employer wellness dollars. Some employers reimburse health and wellness purchases through a stipend or wellness program. HR can tell you in one email.
Plain-language honesty: we can’t promise your plan will say yes, and JointPrep doesn’t bill insurance directly. The program is a one-time purchase ($49 per joint, $149 all-access) with a 30-day money-back guarantee either way — so a “no” from your plan never leaves you stuck.
How to use the letter below
- Ask your plan first. One call: “Do you reimburse a structured surgery-preparation exercise program with a Letter of Medical Necessity?”
- Print this page — the template below is formatted to print cleanly.
- Bring it to your surgeon or physical therapist. They decide whether it’s appropriate to complete and sign — that judgment is theirs, not ours. A pre-op visit is a natural moment to ask.
- Submit it with your receipt to your plan or administrator, following their process.
Letter of Medical Necessity — template for your care team
For completion by a licensed clinician. JointPrep provides this blank template for convenience only; whether to complete it is entirely at the clinician’s discretion.
Date:
To: (plan / administrator name)
Re: (patient name, DOB)
I am a licensed clinician treating the patient named above. The patient has been diagnosed with (condition / ICD-10 code) and (is scheduled for / is a candidate for) (procedure, e.g., total knee arthroplasty) on or around (date).
In my clinical judgment, a structured, home-based exercise and preparation program is appropriate to support this patient’s care before and after the procedure. The patient has selected the JointPrep program (Finding Well LLC, jointprep.com), a self-paced educational exercise program for joint replacement preparation and recovery, at a one-time cost of $ .
This recommendation supports treatment of the medical condition above and is not for general health or cosmetic purposes.
Clinician name & credentials:
Practice / NPI:
Signature: Date:
JointPrep is general education and exercise programming — it is not medical care, and purchasing it never requires this letter. This page is general information about benefits processes, not tax, insurance, or medical advice; your plan’s rules and your clinician’s judgment govern. Your surgical team’s instructions always come first.
Ready to start either way?
The checklist is free, and the full program is a one-time purchase with a 30-day money-back guarantee.